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Car Rental Excess Insurance

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It's important to know:

  • Cover is not provided for any claim arising from wear and tear, gradual deterioration, insect or vermin, hidden defect or inherent damage of the rental car.
  • To be eligible for cover you must be between the ages of 21 and 85 years of age at the date of buying the policy and be legally licensed to operate and drive the rental vehicle.
  • We cover the excess for which you are liable to pay because of accidental damage, fire or vandalism to, or theft of, the rental car; and damage to windows and tyres, the undercarriage and the roof.
  • Cover does not commence until the rental car has been collected and is in your possession.
  • The policyholder and all insured persons must have their main residence in the UK.
  • Please check our Policy Wording for full Terms & Conditions. If you have any questions, please visit the FAQ page or contact us.
  • Cover is not provided for any claim which is not reported to an appropriate police authority as soon as reasonably possible or where an official police report has not been obtained, if required by local law.
  • Cover is not provided for any claim because of mechanical or electrical breakdown, other than towing costs.
  • We are unable to provide cover for countries where the Foreign Office has warned against all but essential travel. Please visit the FCO website to check updated warnings. Alternatively, you can call them on 020 7008 0232 or 020 7008 0233.

Car Hire Excess Insurance

When purchasing car hire excess insurance from we have your best interests at heart. We want to provide you with cover that protects you and your hire vehicle

Standard rental terms and conditions apply regardless of whether you are hiring a car, truck or van, there’s potentially a large excess payable if the vehicle is damaged in any way. Scratch the wheels, dent the body work, even spill a drink inside the vehicle and you could be left to cover the costs and that’s where excess waiver policies can help by compensating for these costs by providing insurance on rental excesses.