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Worldwide cover to most countries - We've expanded our range of cover.

4 Reasons to choose Car Excess Insurance

car hire key replacement

Vehicle Key Replacement

We cover the costs incurred replacing a lost, stolen or damaged rental car key. As well as replacement locks and the locksmith charges.

hire vehicle wrong fuel


We cover the costs of cleaning out the engine and fuel system if you accidentally put the wrong fuel type in your rental car.

rental car thief insurance

Theft & Vandalism Cover

We cover you if you are liable to pay out due to accidental damage, fire or vandalism to, or theft of, the rental car.

car hire excess insurance claims

Always here to help

Our emergency helpline are here to help from Monday to Friday. All our providers are UK Based.

What is Car Hire Excess Insurance?

Within the cost of hiring a car is the insurance. This is usually provided by the rental provider. The car hire companies often charge a high excess for damage to the vehicle even if the accident is not your fault. This in some cases has been upwards of £1000. This means even if you are not responsible for the damage, you will still have to pay the big excess. With Car Hire Excess Insurance from you’ll be covered if the unforeseeable was to happen. You will receive cover in the event of an accident or your hire car being stolen. Our reimbursement Policies cover you for damage to the car, damage to tyres, the windscreens and undercarriage. We are also able to cover you for stolen baggage, rental key replacement costs and Personal Accident costs.

It's important to know

The policyholder and all insured persons must have their main residence in the UK.

To be eligible for cover you must be between the ages of 21 and 85 at the date of buying the policy.

Find out how little it could cost you to insure you and your family members today. Receive a quote.

The cover provided is subject to certain conditions and exclusions. To ensure the policy is suitable for you, we advise you to read the Policy Wording which sets out all of the features, conditions and exclusions.

What makes us different

We’ve got you covered. Our cover will keep you safe while you enjoy yourself. Additionally, we provide an excellent level of assistance, with our UK based team that deliver a fast, simple claims process if you ever need to use it.

Whenever you need us, we have a UK based team that are always here to help, before, during and after your trip. And with many great benefits you can relax and focus on enjoying your travels. All our policies are underwritten through the UK.