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Theft & Vandalism Cover

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It's important to know:

  • Cover is not provided for any claim arising from wear and tear, gradual deterioration, insect or vermin, hidden defect or inherent damage of the rental car.
  • To be eligible for cover you must be between the ages of 21 and 85 years of age at the date of buying the policy.
  • We cover the excess for which you are liable to pay because of accidental damage, fire or vandalism to, or theft of, the rental car; and damage to windows and tyres, the undercarriage and the roof.
  • Cover does not commence until the rental car has been collected and is in your possession.
  • The policyholder and all insured persons must have their main residence in the UK.
  • Please check our Policy Wording for full Terms & Conditions. If you have any questions, please visit the FAQ page or contact us.
  • Cover is not provided for any claim which is not reported to an appropriate police authority as soon as reasonably possible or where an official police report has not been obtained, if required by local law.
  • Cover is not provided for any claim because of mechanical or electrical breakdown, other than towing costs.
  • We are unable to provide cover for countries where the Foreign Office has warned against all but essential travel. Please visit the FCO website to check updated warnings. Alternatively, you can call them on 020 7008 0232 or 020 7008 0233.

Theft & Vandalism Cover

A standard vehicle rental leaves the customer with the initial policy excess to pay in the event of a claim regardless of whether their fault or not. Taking out excess waiver insurance with ourselves covers this cost and includes third party cover should the unfortunate happen and it not be the drivers fault.

The excess amount varies quite heavily between rental providers, its common to see these around the thousand pounds mark and sometimes even higher especially if a hire vehicle is of a higher value. That’s why third party liability cover is an important inclusion on an excess hire policy, the last thing anyone wants is to be left with a huge bill for something that was out of their hands.