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Personal Accident Excess Insurance

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It's important to know:

  • If death results from bodily injury and this occurs within 13 weeks of bodily injury, the benefit under item 1 will be paid and not the benefits under items 2-8 of policy wording
  • When more than one of items 2-8 of policy wording above occur as a result of the same accident the maximum amount payable will be £40,000
  • Upon the payment of a claim under item 1 or payment of £40,000 under items 2-8 of policy wording, cover under this Section G (Personal Accident) will stop in respect of the insured person for whom such payment is made
  • A daily rate of 1/7th of the weekly rate will be payable in respect of periods of hospitalisation or coma of less than 7 days for item 9 or 10 of policy wording
  • We will pay 50% of the amount shown under item 9 of policy wording for hospitalisation for persons aged over 65 at the date of the accident
  • Under item 2 of policy wording no permanent total disablement benefit is available if you are over 65 years of age at the date of the accident
  • No benefit is payable under item 9 of policy wording if you are claiming for benefits under item 10 of policy wording

Personal Accident Excess Insurance

The last thing anyone wants is to suffer a personal accident and be left with injuries or even worse but with your vehicle excess waiver insurance, should the unfortunate happen there’s that cover there just in case (must take into account policy wording terms and conditions).

Personal accident insurance was originally included in car excess waiver products to save customers facing questions on potentially private matters at rental desks.