Personal Accident Excess Insurance

It's important to know:

• If death results from bodily injury and this occurs within 13 weeks of bodily injury, the benefit under item 1 will be paid and not the benefits under items 2-8 of policy wording
• When more than one of items 2-8 of policy wording above occur as a result of the same accident the maximum amount payable will be £40,000
• Upon the payment of a claim under item 1 or payment of £40,000 under items 2-8 of policy wording, cover under this Section G (Personal Accident) will stop in respect of the insured person for whom such payment is made
• A daily rate of 1/7th of the weekly rate will be payable in respect of periods of hospitalisation or coma of less than 7 days for item 9 or 10 of policy wording
• We will pay 50% of the amount shown under item 9 of policy wording for hospitalisation for persons aged over 65 at the date of the accident
• Under item 2 of policy wording no permanent total disablement benefit is available if you are over 65 years of age at the date of the accident
• No benefit is payable under item 9 of policy wording if you are claiming for benefits under item 10 of policy wording